Employers are finding that many employees are interested in HSAs and the health plan that makes them possible: the high deductible health insurance plan (HDHP). HSAs offer many benefits, but they continue to be a complex area for consumers and employers to navigate. Additionally, although the Affordable Care Act didn’t directly change HSAs, it has […]

As unemployment rates continue to fall, a new study finds that more than half of employees are open to leaving their jobs. A company’s benefits package is becoming a major factor in where these employees look. HR consulting firm Aon Hewitt found that 52% of employees surveyed would leave their job for another company. Forty-four […]

The Affordable Care Act public exchange system is heading toward its fourth annual open enrollment period with a future that’s about as uncertain as it was in 2014. Open enrollment for coverage that starts Jan. 1 is set to begin Nov. 1. Now, everyone knows that the ACA exchange system can get more than 10 million people covered, […]

The typical argument in favor of the United States’ unique system of health care often centers on the freedom consumers have to choose the benefits that best meet their needs. In reality, however, few Americans are truly health care shoppers. Most get insurance through their employer, and even if the employer offers an array of […]

Offering employees voluntary benefits is a way to set your company apart from competitors as the job market continues to thrive. For companies large and small, benefits can be used to attract new talent and, importantly, retain the talent you have by offering non-traditional benefits beyond typical health insurance. The variety of voluntary benefits has […]

The right—and wrong—investing risks in retirement Building a safe portfolio that provides the desired returns can be a daunting task, as performance of these investments can be volatile, according to this article on Money. High-yielding investments come with a significant risk, as exemplified by exchange-traded funds that own energy master limited partnerships. Morningstar claims that […]

In a rare moment of bipartisan collaboration, Republicans and Democrats agreed last year to suspend the implementation of the controversial “Cadillac tax” on the most expensive health insurance plans for two years. Intended to go into effect in 2018, the tax will not be implemented until 2020, assuming Congress does not suspend it again or […]

Once limited mostly to large companies, self-funding is now becoming accessible to even smaller employer groups. The Affordable Care Act is changing the landscape of health insurance. Options that once seemed very risky and unsuitable for small businesses are now being considered as viable options. Community rating As of Jan. 1, 2016 the definition of […]

Employees are more likely to stay at their company if they have a strong sense of community, according to new research. That can include from everything from workplace atmosphere and how well one gets along with coworkers to benefits packages and other perks. HR startup Gusto, formerly ZenPayroll, polled 618 small business owners and 501 […]

By Jeffrey M. Rosin, partner at the Boston and New York offices of Constangy, Brooks, Smith & Prophete, LLP For several years now, franchisors have been the subject of attention in the labor and employment law arenas, and new rules and regulations are challenging franchise relationships in a number of ways. One increasingly important legal […]

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